|
Available
Programs: |
Carrier
Risk Tolerance: |
|
Pay As You
Go Workers' Compensation |
All risks
acceptable: low, medium, and high risk
with limited height exposure.
Includes
risks such as contractors, trucking, and
some temporary staffing. |
|
Pay As You
Go General Liability |
Contractor
and service risks acceptable: low,
medium, and high. |
|
Commercial
Insurance- 12 Equal Installs |
Non-construction risks only. |
|
Commercial
Insurance- Standard Lines |
Most risks. |
|
Workers'
Compensation Information: |
Owners
Wages for Workers' Compensation |
|
Individuals
and Partners |
$48,900-
Annual Minimum (effective 01.01.08).
Construction
only- sole proprietors and partners
automatically covered and can't opt out. |
|
LLC Members |
$18,200-
Non-Construction.
$6,400-
Construction.
Non-Construction industry LLC's are treated
as either a partnership or corporation
depending on how entity filed to be taxed.
If corporation, they are statutorily
included and classed as Exec Officer. They
may elect to be exempt. If taxed as
partnership, then treated as partners and
statutorily excluded. If full-time, they
may elect to be covered. If covered-
treated as employee and included at flat
amount.
Construction
industry LLC's are treated as a corp.
regardless of how filed to be taxed.
Members are
statutorily included. Up to 3 members
(owning 10% min) may elect to be exempt. |
|
Corporate
Officers: Corporations |
$18,200- Min
Annual Payroll (effective 01.01.07).
Executives may
be excluded by endorsement. No more than 3
officers may elect exempt (10% min own). |
|
General
Liability Information: |
Owners
Wages for General Liability: |
|
Individuals
and Partners |
$16,700- flat
annual (effective 09.01.84). |
|
Corporate
Officers & LLC Members |
$16,700- flat
annual (effective 09.01.84). |
*
Information contained herein is based on the
most accurate data as of the time of posting.
Please check with you states Division of
Workers' Compensation Insurance for the most up
to date information and to verify accuracy. |
Your source for work comp insurance in Florida, FL
