Available Programs: |
Carrier Risk
Tolerance: |
Pay As You Go Workers'
Compensation |
All risks acceptable:
low, medium, and high.
Includes risks such as
contractors, trucking,
roofing, and temporary
staffing. |
Pay As You Go General
Liability |
Contractor and service
risks acceptable:
low, medium, and high. |
Commercial Insurance-
12 Equal Installs |
Non-construction risks
only. |
Commercial Insurance-
Standard Lines |
Most risks. |
Workers'
Compensation
Information: |
Owners Wages for
Workers' Compensation |
Individuals and Partners |
$15,600- Min Annual
Payroll (effective
07.01.99).
Sole-proprietors and
Partners covered only if
endorsed on policy.
Sole-proprietors and
Partners licensed as sub
and working under the
direction of principal
contractor is included
at $500 per month
($26,000- annual). |
LLC Members |
Statutorily included.
Corporation status.
Treated as executive
officer.
Members who do not
receive pay for services
performed may elect to
be exempt by filing
written notice to
insurer.
Members who own the
company and receive pay
for services performed
may also elect to be
exempt. |
Corporate Officers:
Corporations |
$6,000- Min Annual
Payroll (effective
07.01.99).
Executives receiving
compensation
automatically covered,
but may be excluded by
endorsement. |
General Liability
Information: |
Owners Wages for
General Liability: |
Individuals and Partners |
$29,300- flat annual
(effective 08.01.84). |
Corporate Officers & LLC
Members |
$29,300- flat annual
(effective 08.01.84). |
* Information
contained herein is based on
the most accurate data as of
the time of posting. Please
check with you states
Division of Workers'
Compensation Insurance for
the most up to date
information and to verify
accuracy.
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